Denise Norberg-Johnson

Financial Columnist

Denise Norberg-Johnson is a former subcontractor and past president of two national construction associations. She may be reached at

Articles by Denise Norberg-Johnson

November 2012
By the time you read this, the 2012 elections will be over, and you will either be optimistic about the future or wary of planning for 2013. Too often, business owners allow external factors to influence their strategic decisions; they lack confidence in their ability to create their own destiny. READ MORE
October 2012
Profiling the personality of the criminal element allows law enforcement personnel to effectively target and apprehend evildoers. In the current political environment, the millionaire capitalist has often been profiled as a borderline criminal stealing resources more properly allocated to others. READ MORE
September 2012
Financial decisions are based on facts and formulas, so it is common to think of them as rational and logical. The reality is that decisions, even financial ones, are based on emotions. Attitudes and beliefs developed throughout your life affect your financial decisions. The more you understand how your beliefs shape your attitudes, the more realistically you will approach financial matters. READ MORE
August 2012
As a contractor, there were times when I bemoaned the attitudes of employees who failed to understand our company’s cost structure and the battles we waged to make and keep a modest profit. Finally, it dawned on me that sharing this information could help create a common understanding and more accurate perception of fairness and balance among the entire staff. READ MORE
July 2012
If you are pondering the challenges of maintaining a respectable net worth during unpredictable economic times, you might wonder how the wealthy build and sustain economic security. READ MORE
May 2012
Whether you are building a new electrical contracting business or have an established company, you must depend on financial professionals to help you make money. Do you have the right professional relationships to maximize the return on your investment in your business, ensure a successful transition plan and help you secure a comfortable retirement? READ MORE
March 2012
In part 1 of this series, I showed you one method of selecting mutual funds and reviewed some basic factors to consider in choosing investments. This month, we look at a simple way to choose individual stocks and review some other investment options. The Dow 5 Strategy Although most individual investors rely on mutual funds, a few daring souls relish the opportunity to choose their own stocks. READ MORE
February 2012
When the recession deepened, many contracting businesses depleted liquidity. As markets recover, now is an appropriate time to review investment strategies for rebuilding lost wealth. This month, we take a look at a common investment vehicle and one system for selecting products. READ MORE
January 2012
Recent economic forecasts offer some hope for electrical contractors in 2012. As market conditions improve, it is more important than ever to avoid common contractor mistakes. Ensure you are alert to these business killers, and you will focus on ways to guarantee your success in the coming year. READ MORE